Building Insurance

Building and content insurance, also known as home insurance, is a type of insurance that provides financial protection for your property and its contents against various risks. It typically consists of two main components: building insurance and contents insurance.

*Building Insurance: This component covers the physical structure of your property, including the walls, roof, floors, doors, and windows. It provides protection against damage caused by events such as fire, lightning, storms, floods, vandalism, and certain natural disasters. Building insurance also typically covers fixtures, fittings, and permanent installations within the property, such as built-in appliances and kitchen units.

*Contents Insurance: This component covers the belongings and possessions you have inside your home, such as furniture, electronics, appliances, clothing, and personal items. Contents insurance protects against risks like theft, damage from fire or flooding, accidental damage, and loss of items due to specified events. It’s important to note that certain high-value items, such as jewelry or artwork, may require additional coverage or separate policies, as they might have specific limits on coverage.